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Daniel Rajkumar

Founder and CEO

Business Continuity – Protecting your baby with DORA

On 16 January 2023 Regulation (EU) 2022/2554 of the European Parliament and of the Council of 14 December 2022 on digital operational resilience for the financial sector (DORA) came into force. As of 2025 all ECSPR crowdfunding service providers (CSP) must comply. WLCF has been monitoring the developments of the regulation and welcomes the changes. DORA will […]...
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RegTech for European Crowdfunding Service Providers

As part of the European Commission’s fintech action plan, the regulation on ECSP for business entered force on 10th November 2021 across the EU. The regulation sets uniform rules across the EU for the provision of investment-based and lending-based crowdfunding for business funding. It allows platforms to apply for an EU passport based on a […]...
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6 Valuations in Peer-to-Peer Lending in 2019

Valuing a P2P lending business is tricky. Some say to apply a formula of 0.9x loanbook value then apply modifiers, for the age, performance, team and other measures but we’ve seen some companies get substantially more, while others get less. Here are some noteworthy equity fundraises so far in 2019, totalling £8.9m: Date Platform Valuation […]...
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The P2P Lending Potential of Africa

The Africa and Middle East Alternative Finance Benchmarking Report published last weekend is the first comprehensive study of the size and growth of crowdfunding and P2P lending markets in Africa and the Middle East. The report includes additional chapters on the regulatory landscapes in Africa. The third-largest model in Africa was peer-to-peer business lending, which totalled $16 […]...
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